Welcome to Matthew James, your top choice for specialised mortgage advice tailored to your requirements, established by Matt Biggin, a highly experienced property expert passionate about assisting clients in accomplishing their property objectives.
We appreciate that delving into the mortgage landscape can be overwhelming and time-intensive, particularly for those purchasing their first home.
Matt’s ambition for developing an exceptional service was fuelled by his conviction that everyone should have access to proficient mortgage guidance, a customised strategy, and the necessary resources to make educated choices about their property investments.
Our team of skilled mortgage consultants is devoted to steering you through the entire process, guaranteeing you find the most fitting mortgage solution. In addition, we take pride in our steadfast commitment to client satisfaction, maintaining Matt’s vision of providing first-class service at every phase of the mortgage journey.
The Benefits of Choosing Matthew James Property Services for Your Mortgage Needs:
At Matthew James, we endeavour to make the mortgage process as straightforward and hassle-free as possible, upholding Matt Biggin’s vision of outstanding service and customised solutions. In addition, our mortgage consultants invest time in understanding your objectives and financial situation, ensuring our proposed mortgage solution aligns with your best interests.
Founder's Commitment
Our service is founded on Matt Biggin’s dedication to helping clients fulfil their property aspirations, ensuring our focus on your satisfaction remains central to our approach.
Customised Solutions:
We collaborate closely with you to comprehend your requirements and financial position, offering bespoke mortgage advice that addresses your needs.
Wide Range of Lenders:
Our team has forged strong relationships with various lenders, granting you access to exclusive offers and competitive interest rates.
Professional Insights:
Our mortgage consultants possess the expertise and understanding to help you decipher complex mortgage jargon and navigate the application process effortlessly.
Time and Anxiety Relief:
By entrusting your mortgage search to our experts, you conserve precious time and alleviate the stress of hunting for the ideal mortgage solution.
Consistent Assistance:
We deliver continuous support throughout your mortgage journey, ensuring you remain well-informed and self-assured in your decisions.
Discover Your Perfect Mortgage Solution: Expert Guidance Tailored to Your Needs
Matthew James offers a wide range of mortgage services designed to cater to the diverse needs of our clients. Our expert mortgage advisors can guide you through each type of mortgage, ensuring you understand your options and make informed decisions.
First-time buyer mortgages:
Entering the property market for the first time can be exciting and overwhelming. We understand the unique challenges that first-time buyers face and can provide tailored advice on various mortgage options for those taking their first steps onto the property ladder.
Remortgaging:
Whether you want to secure a better interest rate or release equity from your property, our experienced advisors can help you navigate the remortgaging process. We will assess your current mortgage situation and present the most suitable remortgaging options based on your objectives and financial circumstances.
Buy-to-let mortgages:
For property investors and landlords, securing the right buy-to-let mortgage is crucial for maximising returns. We can guide you through the buy-to-let mortgage process, explaining the specific criteria and requirements while presenting the best available mortgage deals to meet your investment goals.
Help to Buy schemes:
The UK government offers help Buy schemes to support first-time buyers and those looking to move up the property ladder. Our advisors can explain each procedure in detail, helping you determine your eligibility and assisting you in applying for the most suitable programme.
The Matthew James Mortgage Advice Journey:
A Step-by-Step Guide
Navigating the mortgage process can be daunting, but with Matthew James Property Services, you’ll receive expert guidance at every step. Our mortgage advice journey is designed to provide a seamless, stress-free experience, ensuring you secure the best mortgage for your needs.
Initial Consultation:
Our journey begins with a comprehensive consultation to understand your financial situation, property goals, and specific preferences or concerns. Then, our mortgage advisors can tailor their guidance and recommendations to your unique circumstances.
Mortgage Affordability Assessment:
Next, we conduct a thorough mortgage affordability assessment, evaluating your income, credit history, and outstanding debts to determine how much you can comfortably borrow. This critical step helps set realistic expectations and ensures you’re well-prepared for the application process.
Presentation of Suitable Mortgage Options:
Our advisors will present various suitable mortgage options based on the information gathered, outlining the key features, interest rates, and potential repayments for each. In addition, we take the time to explain the pros and cons of each option, empowering you to make well-informed decisions.
Application Support and Submission:
Once you have selected the most suitable mortgage product, our team will guide you through the application process, ensuring that all necessary paperwork and documentation are complete and accurate. We will also liaise with lenders, solicitors, and estate agents on your behalf, streamlining the process and keeping you updated every step.
Post-Completion Assistance and Guidance:
After your mortgage has been completed, our support doesn’t end. We remain available to answer any questions or concerns you may have, and we can provide ongoing advice regarding any future mortgage needs or changes in your circumstances.
Our step-by-step mortgage advice journey is designed to provide a smooth, hassle-free experience, allowing you to focus on what matters most – finding the perfect property to call home or expanding your investment portfolio. With Matthew James Property Services by your side, you can have confidence that your mortgage needs are in expert hands.
Frequently Asked Questions:
How does the mortgage advice process work at Matthew James Property Services?
Our mortgage advice process is a step-by-step journey, starting with an initial consultation, then a mortgage affordability assessment, a presentation of suitable mortgage options, application support and submission, and post-completion assistance.
Can you help first-time buyers secure a mortgage?
Yes, our experienced mortgage advisors can guide first-time buyers through the various options available, including Help to Buy schemes and assist them in securing the most suitable mortgage for their needs.
Do you charge a fee for your mortgage advice services?
Fees for our mortgage advice services may vary depending on the complexity of your situation. Don’t hesitate to contact us for a tailored quotation based on your needs.
Can you assist with buy-to-let mortgages?
Absolutely! We have extensive experience assisting property investors and landlords in securing the most suitable buy-to-let mortgages to maximise their returns.
How often should I review my mortgage?
We recommend scheduling a mortgage health check periodically every two to three years to ensure that you continue to have the most suitable and competitive mortgage for your needs. Our advisors can help you with these assessments and provide ongoing support.
Get expert guidance tailored just for you! Reach out now and start your journey to homeownership.
Our comprehensive range of mortgage advice services ensures that clients receive personalised, expert advice to help them navigate the complexities of property financing.
So whether you’re a first-time buyer, a seasoned property investor, or seeking to remortgage your existing property, Matthew James Property Services has the expertise and resources to guide you through every step.
Choose Matthew James Property Services for an engaging, informative, and enjoyable mortgage advice experience that reflects our founder’s commitment to excellence.